Instructions:
- In a skillet, brown the ground beef over medium heat, breaking it apart as it cooks. Drain any excess fat.
- Add the taco seasoning along with a splash of water, then simmer for 2–3 minutes until the mixture thickens.
- In a large bowl, combine the refried beans, softened cream cheese, sour cream, and 1 cup of shredded cheese. Mix until smooth and fully blended.
- Spread the creamy bean mixture evenly into a baking dish.
- Spoon the seasoned beef over the top in an even layer.
- Sprinkle the remaining cup of shredded cheese over the beef.
- Bake at 350°F (175°C) for 15–20 minutes, or until hot, bubbly, and fully melted.
- Remove from the oven and top with chopped green onions and tomatoes or pico de gallo.
- Serve immediately with tortilla chips.
Variations
• Swap ground beef for chorizo or ground turkey for a different flavor profile.
• Add black beans or corn for extra texture and heartiness.
• Use pepper jack or a chipotle cheddar for a spicier, smokier dip.
• Stir in a layer of guacamole just before serving for a creamy, fresh twist.
Tips
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• Softening the cream cheese beforehand ensures a smoother mixture.
• For extra heat, add jalapeños, hot sauce, or a spicy salsa.
• Use sturdy tortilla chips to handle the thickness of the dip.
• Keep the dip warm in a slow cooker for parties or game days.





